Fire season in San Diego is driving new Zone 0 regulations that impact how homes are built, maintained, and insured. Learn what’s changing before 2026.

Home insurance in San Diego is changing due to wildfire risk. Insurers are now evaluating properties using aerial imagery and inspections, with a strong focus on Zone 0 compliance. Homes that don’t meet current fire safety expectations may face higher premiums or non-renewal.

Wondering what Zone 0 compliance costs in San Diego? Compare wood vs aluminum upgrades and see real pricing before 2026 rules and insurance changes take effect.

Ignoring Zone 0 fire regulations in San Diego can lead to fines, insurance issues, and costly upgrades. Learn what happens if you don’t comply—and how to avoid it.